Senior Management Professional Biographies

Amir Neshat, D.D.S.

Founder/Chairman/CEO
Dr. Neshat's experience in managed healthcare and dental benefits results from leadership roles at multiple organizations including Preferred Dental Care, Family Dental, Dental Café Mobile Dental Services, and Columbus Dental Group. He has been a professional involved in many different aspects of dental care for approximately 15 years. He comes from a family of health care professionals and successful business professionals and has demonstrated his capabilities in dentistry, general business management, and turn-around management through various different ventures. Dr. Neshat's education includes a Bachelor of Science Degree from the University of California, San Diego (UCSD) and a Doctor of Dental Surgery Degree from the University of Southern California (USC). He has been an expert consultant/provider in the dental field for a number of health/dental insurance companies, legal firms, and government agencies.

John Carvelli

Executive Vice President
John Carvelli is a Director and Executive Vice President of the LIBERTY Dental Plan group of companies, a national dental benefits administrator. He has been with the company since just shortly after its inception, and has used his extensive experience in healthcare business, financial, and regulatory matters to help build it into a fast-growing, nationwide enterprise.

Prior to joining LIBERTY Dental's team, John completed a multi-year project as President and director of the former Lincoln Hospital Medical Center and related clinic system in Los Angeles, CA. The project included the management and work-out of one of the oldest and largest community healthcare delivery systems in Los Angeles County.

In 1996, John established Empire Pacific, LLC, a business and public affairs consulting company. Empire Pacific and affiliates, provided business and public affairs services predominantly for healthcare companies including the Children's, Adventist, Tenet and Sharp Healthcare systems.

He is and has been active in numerous political and campaign activities for over 25 years.

John earned his Bachelor's of Arts degree from The Catholic University of America in Washington, D.C. While in Washington, he served as a press aide to former United States Senator Bill Bradley of New Jersey and interned on Capitol Hill in the U.S. House of Representatives.

In 1985, John came to California where he served as a representative for a member of the State Assembly and as manager of a statewide campaign for Lt. Governor.

John has served on numerous boards and currently serves on the Advisory Board of the Parents Television Council. www.parentstv.org

John believes in local community involvement, and is an active member of the Newport Harbor Yacht Club, the Breakfast Club of Orange County and the 7Cs of Newport Beach.

Stu Gray

Chief Operating Officer
Mr. Gray brings over 30 years of experience in the healthcare benefits industry including over 20 specific to state Medicaid dental programs. He is responsible for LIBERTY's operational activities including member services, claims and eligibility.

Previously, Mr. Gray served as Vice President of Operations for Universal Care, Inc. for 13 years; a 500,000 member HMO that was active in multiple states. Universal Care focused on Medicaid and SCHIP programs for both medical and dental beneficiaries. This experience gave Mr. Gray a unique perspective in understanding the medical dental relationship, relative but not limited to developing joint health education initiatives related to oral health through outreach to the physician community. Mr. Gray was able to increase preventative service to dental beneficiaries by 50%. He also developed and established day-to-day dental operations of an established network of 1400 providers for the delivery of dental care for both Medicaid and SCHIP programs. Prior to that, he served as the Director of Operations and Administration with American Dental Health Providers.

Mr. Gray received his education and training at the United States Armed Forces Institute (USAFI) through the University of Maryland University College, in Adelphi, Maryland. He is also a veteran of the United States Marine Corps. He currently serves as the chairman of the Board of Alta Med Health Service Corporation (a regional FQHC) and is an active member of Leadership Cabinet for Center for Brand New Day (503c).

Randy Brecher

Vice President & President of LIBERTY Dental Plan of Nevada
Randy is a senior operations and finance executive with many years of experience running dental insurance companies. He served as the President of PacificDental Benefits, Inc., a 750,000 member dental insurance company operating in 15 states. Randy was initially recruited as the CFO of this start-up venture and he is credited with developing a final membership base of 750,000 before it was sold to UnitedHealth Group in 2005. Prior to Pacific Dental, he served as the CFO and COO of Delta/PMI Dental Health Plan which had grown to 1,000,000 members at the time of his departure.

Bill Henderson

Vice President of Business Development, Government Programs
Bill comes to LIBERTY from Houston, Texas where he most recently served as Executive Vice President, Medicare / Medicaid, for First Continental Life and Health/Dental Economics. He has over 15 years of professional management experience in the health insurance Commercial / Medicaid / Medicare Managed Care industry. Bill's other positions include serving as CEO of OptiCare Health System division in Texas from 1994 until 2003 and SR.VP of Business Development for OptiCare Health Systems parent company from 1994 until 2003.

Richard Hague, DMD, MPA

Dental Director
Dr. Hague has been the Dental Director of LIBERTY Dental Plan since inception. He obtained his dental degree at the Oregon Health Science Center; he did his Endodontic Fellowship training in Norfolk, VA and obtained his Masters in Public Administration from Troy State University. Dr. Hague is primarily responsible for dental policy and decision making for LIBERTY. He directs and supervises LIBERTY's Quality Management and Improvement Department including, but not limited to, grievance, peer review, quality assurance, quality audits, monitoring, training, credentialing and utilization management reporting.

Maja Kapic

Chief Financial Officer
Ms. Kapic was elected to this position by the LIBERTY board of directors in January 2005. With the extensive background in a variety of business aspects with LIBERTY, Ms. Kapic is responsible for developing and maintaining the annual financial budget and forecasts, managing treasury functions and overseeing operational finance, accounting and reporting of the Company.

Ms. Kapic has been responsible for improving the financial operations and the cash flow position of the Company. She has been integral part of the Executive Management team providing and developing strategic plans to meet the company's financial goals.

Ms. Kapic holds a Masters Degree of Science in Business and Economic Administration from the Norwegian School of Business and Economic Administration, Bergen, Norway.

Hugh Hazlewood

Vice President, Commercial Business Development
Hugh Hazlewood has been the Vice President, New Business Development for LIBERTY Dental Plan since joining the company in 2002. Hugh has over 32 years of success in the health benefits industry including medical, dental, and vision insurance along with Knox-Keene licensed prepaid plans. He began his health benefits career with the Blues plans in New Mexico, Colorado, Northern California and Southern California. He then was a Senior Account Executive with Delta Dental Plan of California for 10 years. Hazlewood joined Maxicare in 1995 as Vice President of National Accounts before accepting the position of Vice President, Western Region for Pacific Union Dental in 2000. Hugh's primary business focus in the California health benefits market has been Taft-Harley Trust Funds. He is accepted by the labor community as a trustworthy sales and service individual who can deliver the products and the outstanding service he sells. He also has many contacts in the commercial brokerage community.

Lynda Bull

Vice President, Professional Services
Ms. Bull provides LIBERTY with over 29 years of healthcare industry experience. She is currently the Vice President of Professional Services and is integrally involved in the executive management of LIBERTY. Bull most recently worked for UnitedHealth Group's division, UnitedHealthcare (UHC), as the Western Regional Vice President for Professional Network Relations, Dental and Vision. During her 7 year tenure at UHC and its acquired company, PacificDental Benefits (PDBI), Lynda was responsible for regional operations, all professional relations activities, including provider network development and retention, quality management and served as an integration team leader and special project manager.

Bull's background includes owning and operating a successful healthcare consulting company, serving as Vice President, Professional Relations for Delta Dental Plan of California, Vice President for Oral Health Services, Inc. of California and directing the start up of Dental Net for Blue Cross of California. Bull's expertise includes plan benefit design, regulatory compliance, education program development for providers, employers and members, and all interrelated quality assurance processes.

Kevin Ennis

Vice President of Northeast Operations & National Accounts
Kevin has 23 years of experience in the Health Care industry. He started his career with one of the largest Managed Care Organizations in the Northeast, US HealthCare where he worked in direct sales and National Accounts managing clients such as Continental Airlines and Hilton Hotels. Prior to joining LIBERTY DENTAL Kevin spent the previous 12 years with Delta Dental of New York where he was responsible for managing relationships with some of Delta Dental's largest customers including American Express and Citigroup and other well recognized companys' such as COACH, Leviton Manufacturing, JetBlue, SAK's, Random House, Sony BMG, Philips Electronics and Hess Corporation.
Kevin received his BA from Ramapo College of NJ with a concentration in Healthcare Administration. Kevin currently holds his NY State Life/Health insurance brokers licence.

Marsha Hazlewood

Vice President, Client Services
Marsha Hazlewood, Vice President of Client Services for LIBERTY Dental Plan, has been a member of the management team since 2002. She entered the dental benefits industry in 1989 after a 20 year career as an expanded-functions chair-side dental assistant. Marsha was a Sales Representative and Provider Relations Representative for Delta Dental Plan of Kansas prior to transferring to the Sales Department of Delta Dental Plan of California in 1991. In 1995, she joined Ameritas as a Sales Representative in Southern California. Marsha moved to the medical benefits arena in 1998, working as a Senior Account Manager for Maxicare. She left Maxicare to join the Sales Department of Pacific Union Dental in 2000.

Brian Benjamin, D.D.S.

Dental Director, Utilization Management
Dr. Benjamin achieved his Dental Degree from the Loma Linda University School of Dentistry in 1973. He practiced family dentistry in Northern California until he was hired by Delta Dental of California in 1989 as a full time dental consultant. He has been a member of the American Dental Association for over 37 years and has been a Certified Dental Consultant with the American Association of Dental Consultants since 1997. He became a part of Liberty's team in the Spring of 2009. Under the direction of Liberty's COO and the Quality Management Committee, he manages day-to-day operations of the Utilization Management program and oversees the staff assigned to carry out related UM activities.

Rob Linfield

Director, Administrative Services
Rob brings a wealth of knowledge related to the dental and vision industry. With over 16 years of experience, Rob has held various managerial positions such as; sales, account management, accounts receivable, e-commerce and project management. With his diversified background Rob has the flexibility and understanding to focus efforts on providing world class service to our customers and promote operational efficiencies and process improvement. Rob received his Bachelor of Science degree in Business Administration from the University of Phoenix and is certified in process improvement techniques.

Terry Allen

General Manager of Nevada Operations
Mr. Allen, Vice-President and Co-Owner of Network Insurance Services, Inc. for seven years, recently sold this Insurance brokerage firm specializing in individual, small & medium sized group insurance benefits, providing health, dental, life, vision and disability products. Prior to that, Mr. Allen spent 21 years in hospital management and administration in the Las Vegas market.