Frequently Asked
Questions
When does my plan become effective?
Upon enrollment into an Individual/Family Plan online,
your plan will be activated within 2 business days upon
verification of credit card approval.
How do I receive care?
You must select a Primary Care Dentist when enrolling
in the Plan. (See note below for Plans CA80, CA90, CA1000
enrollees.) This dentist will be responsible for providing
the dental care needs for you and your family, including
referring you to a specialist should it be necessary.
You may select any LIBERTY Dental Plan contracted provider
accepting your Plan. However, you may want to consider
a choice convenient to your residence or work. You and
your entire family must use the same dentist.
If you wish to change to another LIBERTY Dental Plan
contracted provider, simply contact our Member Services
Department (888-401-1128) by the 20th day of any month
and the change will be effective the first day of the
following month.
All services and benefits under our Plans are covered
only if provided by a contracted LIBERTY Dental Plan
participating Primary Care Dentist or if referred to
a Dental Specialist by LIBERTY Dental Plan. The only
time you may receive care outside of the network is
for true emergency dental services necessary when you
are out-of-the area or cannot contact your Primary Care
Dentist or LIBERTY Dental Plan. LIBERTY Dental Plan
will reimburse you for true emergency dental treatment
expenses up to a maximum of $75.00 per year, less applicable
co-payments.
NOTE: Those enrolling in Plan CA80, CA90, CA 1000 do
not select a Primary Care Dentist at the point of enrollment.
To access care under one of these Plans, simply contact
a LIBERTY Dental Plan provider who is contracted to
provide services under your selected Plan for an appointment.
Are there waiting periods to
be met?
No. Once your plan becomes effective, simply make an
appointment with your selected provider.
How do I make an appointment?
If you submit your enrollment application and applicable
premium payment prior to the 20th day of any month,
you are eligible to receive care on the first of the
following month. Eligibility for applications and payment
received after the 20th day of the month will be effective
the first of the month following the next month. For
example: application and payment received on January
19th, eligibility will begin on February 1. However,
if the application and payment is received on January
21st, eligibility will begin on March 1st.
Once you are eligible under the Plan, you may call your
selected dentist to schedule an appointment. Be sure
to identify yourself as a member of LIBERTY Dental Plan
when you call. We also suggest you keep your Evidence
of Coverage and Schedule of Benefits handy when you
go for your appointment. This way you can determine
your benefits and applicable co-payments when receiving
your treatment plan from your dentist.
Are my cleanings covered?
Yes. LIBERTY Dental covers routine cleaning(prophylaxis)
at your selected dental office once every 6 months.
Some members may require more than a "routine"
cleaning due to more involved dental needs. When more
frequent cleaning or extensive treatment, such as root
planning or scaling is required, your dentist may charge
you additional co-payments.
What treatment does
my plan cover?
LIBERTY Dental Plan covers the least expensive most
commonly used and accepted American Dental Association
treatments. Plan members may elect a more expensive
treatment, but will be responsible for the cost difference.
What if I have a pre-existing
condition?
Typically, pre-existing conditions are not excluded
on pre-paid dental plans.
How will I know what
my co-payment will be?
Refer to your Benefit Schedule. The copayment schedule
is listed by procedure code. If you have any question,
ask your dentist before you receive services and/or
call the LIBERTY Dental Member Services Department at
888-401-1128.
Who do I call if I have
a question?
Should you have a question or inquiry, contact our Member
Services Department. Our Member Service Representatives
will be glad to assist you. information or resolve your
inquiry. Our toll-free number (888) 401-1128 and operates
between the hours of 8:00 am to 5:00 pm (PST) Monday
through Friday.
What if I have a question about my dental plan?
LIBERTY Dental Plan provides toll-free telephone access
to our subscribers. Just call our Member Services Department
toll-free at 888-401-1128. You can also write an e-mail
to us by clicking
here.
The hearing and speech impaired may
use the Nevada Relay Service's toll-free telephone
#2929 (TYTY) or 1-888-877-5378 (TTY) to contact the
department.