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LIBERTY's Family Dental HMO Plan through Covered California

LIBERTY Dental Plan is proud to bring an affordable family dental HMO plan for adults and children through California's Healthcare Exchange Marketplace. LIBERTY recognizes and shares in the CoveredCA's commitment to quality, affordability, and service.

Three Ways to Enroll

1. Visit www.coveredca.com and click 'Apply for Coverage'to enroll in LIBERTY's family dental plan through Covered California.
2. Enroll through an agent or broker. Refer to https://v.calheers.ca.gov/hix/broker/search/individual for a listing of Certified Insurance Agents in Covered California.
3. To enroll in LIBERTY's CA50, CA80 or CA90 plans (outside of Covered California), visit our California Individual Plans website.

When to Enroll in Coverage

All Californians can sign up during the annual open-enrollment period from October 15, 2019 to January 15, 2020. Many others may be eligible to sign up at any time during the year due to a life-changing event such as getting married, having a child or moving.

What is Covered California?

Covered California (CoveredCA) is a part of the Health Insurance Marketplace created by the Affordable Care Act (ACA). CoveredCA offers individuals a choice of qualified health and dental plans and tools for making informed choices. Eligible individuals have access to federal premium assistance. You will use the Covered California website to apply for coverage, compare plans, and enroll.

Why Pediatric Dental is Required

The Affordable Care Act (ACA) requires pediatric oral benefits as part of the 10 essential health benefits offered by medical plans to individuals and small employers. In California, all Covered CA health plans automatically include embedded pediatric dental benefits, which only provide dental benefits for family members up to age 19. Only standalone dental plans offer dental coverage for both children and adults and are purchased separately.

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