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What happens if you pay late:

Your initial month’s premium (binder payment) must be received by the 5th of the month deadline to activate your coverage. A late initial binder payment will result in a refund and may require you to reapply through the Marketplace for a different effective date.

TIP: Avoid lapses in coverage by selecting the recurring payment option! This feature is available when you make a payment online and only needs to be set up once. Once a payment has been made, please allow 5 days to process.