03/20/2021
The UNLV School of Dental Medicine and LIBERTY Dental Plan of Nevada have teamed up to provide dental care for low-income children.
03/18/2021
LIBERTY Dental Plan of Oklahoma Awarded Oklahoma State Dental Benefits Administrator Contract
February 24, 2021
LIBERTY Dental Plan Partners with Improve Your Tomorrow to Create Scholarship Program
Champions of Tomorrow to provide four $10,000 scholarships for young men of color.
10/16/2020
Survey: More Than Half of Floridians Delaying Dental Care for Themselves or Their Families
With residents postponing visits to the dentist, experts at LIBERTY Dental Plan offer advice for dental care during the pandemic
10/05/2020
We are pleased to announce that, as of October 2020, LIBERTY Dental Plan has welcomed our 5 millionth member!
10/01/2020
LIBERTY Launches “Community Smiles” Program in Florida to Help Enrollees Navigate Social Needs
LIBERTY Dental Plan (“LIBERTY”) announces the launch of the new “Community Smiles” Program to help our Florida Medicaid enrollees address barriers to health and connect to free or reduced-cost community resources
08/20/2020
LIBERTY Dental Plan Establishes a Dedicated Toll-Free Number for Members Impacted by Extreme Heat and Fires
On August 18, 2020, Governor Newsom issued an emergency proclamation of a Statewide State of Emergency due to the extreme heat and fire weather conditions.
07/01/2020
LIBERTY Launches “Community Smiles” Program in Sacramento County, California to Help Members Navigate Social Needs
LIBERTY Dental Plan (“LIBERTY”) announces the launch of the new “Community Smiles” Program to help our members address barriers to health and connect to free or reduced-cost community resources.
08/03/2020
LIBERTY Launches “Community Smiles” Program in Los Angeles County to Help Members Navigate Social Needs
IRVINE, Calif. - LIBERTY Dental Plan (“LIBERTY”) announces the expansion of the “Community Smiles” Program to the Los Angeles area to help our members address barriers to health and connect to free or reduced-cost community resources.
06/02/2020
LIBERTY Dental Plan Establishes a Dedicated Toll-Free Number for Members Impacted by LA County Civil Unrest
IRVINE, Calif.-- On May 30, 2020, Governor Newsom declared a state of emergency in California due the effects of civil unrest in Los Angeles County.
03/17/2020
LIBERTY ANNOUNCES EXPANDED TELEDENTISTRY TO PREVENT THE SPREAD OF CORONAVIRUS
LIBERTY Dental Plan remains fully operational and continues to monitor federal and state guidance in response to the COVID-19 Virus.
03/23/2020
Our solution is designed to provide enrollees remote access to a broad spectrum of dental care needs via several digital and telecommunication technologies 24/7 and it’s designed to divert hospital emergency room visits in lieu of the current Pandemic.
03/05/2020
There has been a lot of information in the news about the current outbreak of a respiratory disease known as Coronavirus Disease 2019 or COVID-19. The Centers for Disease Control (CDC) is monitoring the COVID-19 outbreak and has recommended the following actions to help prevent its spread:
07/16/2019
AI Can Lead to Lower Dentist Bills
LIBERTY Dental Plan's Founder and CEO, Dr. Amir Neshat quoted in the Wall Street Journal.
07/11/2019
LIBERTY Dental Plan Earns Full URAC Accreditation
LIBERTY Dental Plan of California Medicaid HMO and Exchange HMO is proud to announce that it has earned full URAC accreditation under the Dental Plan Version 7.3 Program. By achieving this status, LIBERTY Dental Plan of California and its affiliate, LIBERTY Dental Plan Corporation including subsidiaries in Nevada and Florida, has demonstrated a comprehensive commitment to quality care, improved processes and better patient outcomes.
07/09/2019
LIBERTY Announces Transformative Value-Based Dental Programs in California, Florida, Nevada and New York
LIBERTY, one of the largest and most experienced national dental insurers in government sponsored programs, is announcing their premier Value-Based Dental Program exclusively designed to prevent dental disease, promote wellness, and reward providers based on patient health outcomes.
01/09/2019
LIBERTY Dental Scores High 5 Award from First 5 Sacramento
SACRAMENTO, Calif.— LIBERTY Dental Plan is honored to announce that on January 8, 2019, we received the “High Five Award” from the Sacramento, California First 5 Commission at the “Raise Up Sacramento” ceremony held at the Golden One Center.
08/07/2018
LIBERTY Awarded Florida Medicaid Statewide Dental Plan Contract
IRVINE, Calif.-- LIBERTY is pleased to announce that on June 28, 2018, the Florida Agency for Health Care Administration (AHCA) published its Notice of Intent to Award a Florida Medicaid Statewide Dental Plan Contract to LIBERTY Dental Plan of Florida, Inc. LIBERTY will be one of three dental plan administrators serving approximately 3.4 million Medicaid recipient children and adults enrolled throughout the State of Florida.
06/14/2018
LIBERTY Attends the Community Health Alliance Nutrition Fair
The Community Health Alliance (CHA) Clinic in Washoe County, Nevada invited LIBERTY on June 14th to attend as a vendor during their Nutrition Fair.
06/11/2018
LIBERTY Dental Becomes Corporate Benefactor of UCLA's Apollonian Society
LIBERTY’s Jessica Salazar is pictured with GRACE DELGADO, Associate Director of Development, UCLA School of Dentistry who has accepted LIBERTY Dental Plan’s $5000.00 contribution to become a corporate benefactor of UCLA’s Apollonian Society.
05/25/2018
First 5 Sacramento Joins Early Smiles® the Center for Oral Health and Three Dental Plans to Expand School-Based Oral Health Initiative in Sacramento to Deliver Dental Care for 20,000 Children
SACRAMENTO, Calif. – In an unprecedented effort to address oral health disparities in the Sacramento region, First 5 Sacramento is joining the partnership established by the Center for Oral Health (COH) and LIBERTY Dental, HealthNet, and Access Dental plans.
05/15/2018
Attention Los Angeles Medi-Cal Dentists. Great news!
Please open the link “LA PHP Provider” under our Medi-Cal page to learn about our higher reimbursements in addition to Prop 56 increases.
04/30/2018
LIBERTY Dental Plan to Provide High-Quality Dental Services to Empire BlueCross BlueShield HealthPlus Members in New York
Today, LIBERTY Dental Plan (LIBERTY) announced that it was selected as the dental administrator by Empire BlueCross BlueShield HealthPlus (Empire). Effective May 1, 2018, LIBERTY will administer dental benefits for Empire’s New York Medicaid, Child Health Plus (CHPlus), Essential Plan (EP), Managed Long Term Care (MLTC), and Health and Recovery Plan (HARP) members. LIBERTY features live member communication services and utilizes the latest technological efficiencies to ensure its members receive top-quality dental care.
02/14/2018
LIBERTY Dental Plan Empowering Underserved Students to Beat Most Common Chronic Childhood Disease
SACRAMENTO, Calif. -- Pediatric dental caries are the most common chronic childhood disease and LIBERTY Dental Plan is teaching students how to beat it.
01/22/2018
Anne Weeks Named as President of Northeast Region for LIBERTY Dental Plan
IRVINE, Calif.-- LIBERTY Dental Plan, a national Dental Benefits Administrator, is proud to announce that Anne Weeks has been elevated within the LIBERTY organization as President of the Northeastern U.S. region. Anne will assume these new responsibilities during a time for LIBERTY Dental Plan of significant growth and expansion in the New York and New Jersey markets.
01/17/2018
LIBERTY Dental Plan Achieves HITRUST CSF® Certification to Further Mitigate Risk in Third Party Privacy, Security and Compliance
Irvine, California, January 17, 2018 – LIBERTY Dental Plan, a national Dental Benefits Administrator, has received HITRUST CSF v8.1 certified status for its Health Solutions Plus core application and supporting systems as of November 20, 2017.
01/05/2018
LIBERTY Dental Plan Announces Dental Services in Clark and Washoe Counties
LAS VEGAS--(Business Wire)--LIBERTY Dental Plan of Nevada (LIBERTY), the State of Nevada’s new Managed Care Dental Benefits Administrator, is ready to provide dental services to all Medicaid recipients enrolled in a medical managed care organization in Clark and Washoe counties beginning on January 1, 2018.
08/23/2017
LIBERTY Dental Plan’s CEO Dr. Amir Neshat presented with prestigious Nevada State AFL-CIO Employer of the Year Award
Nevada State AFL-CIO (American Federation of Labor and Congress of Industrial Organizations) has recently awarded Dr. Amir Neshat, CEO of LIBERTY Dental Plan, with the 2017 Bill Bennett Employer of the Year Award.
03/06/2017
SIU School of Dental Medicine receives Center of Excellence Award from LIBERTY Dental Plan and is recognized by Illinois Senator William Haine and Representative Daniel Beiser
LIBERTY Dental Plan (LIBERTY) is a full service dental benefits company that has been providing dental services to Medicaid beneficiaries across the U.S. since 2005 and in Illinois since 2014, when the State authorized the Medicaid dental managed care program.
02/27/2017
Crusader Community Health receives the 2017 Center of Excellence Award from LIBERTY Dental Plan and is recognized by Illinois Senator Dave Syverson
LIBERTY Dental Plan is a full service dental benefits company that has been providing dental services to Medicaid beneficiaries across the U.S. since 2005 and in Illinois since 2014, when the State authorized the Medicaid dental managed care program.
01/27/2017
New Jersey Association of Health Plans is proud to partner with LIBERTY Dental Plan
Spotlight on NJAHP Affiliates: LIBERTY Dental
01/12/2017
LIBERTY Dental Advances Innovative Approach to Oral Health by Empowering Physicians to Provide Flouride Varnish
IRVINE, Calif.--(BUSINESS WIRE)--LIBERTY Dental Plan (LIBERTY) continues to innovate and be a champion for whole health by partnering with the Center for Oral Health, Health Net Dental, Access Dental Plans and medical providers in the program, Early Smiles, Sacramento. This new program will help increase the number of children receiving fluoride varnish in the Sacramento area – a critical treatment that helps prevent further dental issues later in life.
01/05/2017
LIBERTY Ranks Highest on Illinois CMS 416 Utilization Scores
LIBERTY ranked the highest in the Illinois CMS 416 Utilization Scores Report. The scores are for the federal fiscal year ended September 30, 2015, as reported to CMS by the state in September 2016.
11/15/2016
LIBERTY Dental Plan Selected to Participate in Covered California for Individual/Family Plans and for Small Business
IRVINE, Calif. – LIBERTY Dental Plan (LIBERTY) is proud to announce its selection as a participating dental plan for the 2017 benefit year. LIBERTY will offer individual or family dental plans through Covered California this open enrollment period as well as coverage options for small businesses. Covered California's open enrollment period for 2017 coverage begins Nov. 1st, 2016 and ends Jan. 31 2017.
11/15/2016
Free to Smile in the Sunshine State: LIBERTY Dental Plan Offers the Most Affordable Rates in Florida Health Insurance Marketplace
TAMPA, FL. – LIBERTY Dental Plan of Florida (LIBERTY) is proud to announce it is offering the most affordable rates for adult dental plans in the Florida Health Insurance Marketplace (commonly called the “Health Exchange”)*.
11/15/2016
Gateway to Healthy Smiles: LIBERTY Dental Plan Offers the Most Affordable Rates in Missouri Health Insurance Marketplace
ST. LOUIS, MO. – LIBERTY Dental Plan of Missouri (LIBERTY) is proud to announce it is offering the most affordable rates for dental plans in the Missouri Health Insurance Marketplace (commonly called the “Health Exchange”). In fact, LIBERTY has the only Dental HMO being offered in St. Louis, MO, and is the low price leader*.
04/18/2016
LIBERTY Approved as New Dental Contractor for WellCare Health Plan of New Jersey
LIBERTY Dental Plan is pleased and proud to announce that as of March 1, 2016, LIBERTY has been approved as the new dental contractor for WellCare Health Plan of New Jersey for the State of New Jersey FamilyCare Program.
04/01/2016
LIBERTY Dental Plan Comments On Little Hoover Commission Report's Recommendations On Improving The Oral Health Delivery System For California's Medi-Cal Beneficiaries
IRVINE, Calif. – LIBERTY Dental Plan (LIBERTY) has reviewed the recommendations of the Little Hoover Commission Report, released April 1, 2016, which recognized the need for innovative, comprehensive and collaborative action, along with a vote of confidence for the preventive oral health care model of Dental Managed Care (DMC) program.
09/08/2015
LIBERTY Dental Plan Announces New Chief Dental Officer
IRVINE, Calif.--(BUSINESS WIRE)--LIBERTY Dental Plan (LIBERTY) is pleased to announce that Dr. Richard Goren has joined its executive management team to serve as Vice President and Chief Dental Officer. In this new role, Dr. Goren will oversee operations for LIBERTY’s national Provider Relations, Utilization Management, Quality and Care Management Departments.
03/22/2016
LIBERTY Dental Plan Advances Innovative Approach to Oral Health By Empowering Physicians to Provide Fluoride Varnish
IRVINE, Calif., March 22, 2016 – LIBERTY Dental Plan (LIBERTY) continues to innovate and be a champion for whole health by partnering with the Center for Oral Health and medical providers to create a program that will help increase the number of children receiving fluoride varnish – a critical treatment that helps prevent further dental issues later in life.
08/11/2015
Dr. Amir Neshat to be honored the Champion for Health Systems Innovation Award at COH's upcoming 30th Anniversary Gala
POMONA, Calif. – Dr. Amir Neshat, Founder, Chairman and CEO of LIBERTY Dental Plan, will be honored with the Champion for Health Systems Innovations Award at the Center for Oral Health’s special 30th Anniversary Gala on November 20, 2015 at the legendary Dorothy Chandler Pavilion in downtown Los Angeles, CA. The award recognizes Dr. Neshat’s excellence in innovation and personal commitment to the oral health industry and the community.
06/25/2015
Dental Managed Care Takes a New Tack
by David Gorn--(
California Health Line)--Under a new financial model of dental managed care in Sacramento County, utilization rates have risen by more than 10% and providers are being paid significantly more than the state's fee-for-service Medi-Cal rate, according to Amir Neshat, president and CEO of Liberty Dental Plan.
05/27/2015
Ernst & Young LLP (EY) announces LIBERTY Dental Plan’s Founder Dr. Amir Neshat is an EY Entrepreneur Of The Year® (EOY) 2015 Award finalist
IRVINE, Calif.--(
BUSINESS WIRE)--EY has announced that Dr. Amir Neshat, Founder, Chairman and CEO of LIBERTY Dental Plan (LIBERTY), is a finalist for the EY Entrepreneur Of The Year 2015 Award in Orange County, CA. The awards program recognizes entrepreneurs who demonstrate excellence and extraordinary success in such areas as innovation, financial performance and personal commitment to their businesses and communities.
05/14/2015
LIBERTY Dental Plan Introduces New Illinois Dental Director
ROCKFORD, Ill.--(
BUSINESS WIRE)--LIBERTY Dental Plan (LIBERTY) is proud to announce a new partnership with Dr. Jason Grinter, who will be serving as LIBERTY Dental Director for the state of Illinois.
04/22/2015
LIBERTY Dental Plan Introduces New Jersey Dental Director
IRVINE, Calif.--(BUSINESS WIRE)--LIBERTY Dental Plan (LIBERTY) is proud to announce a new partnership with Dr. Peter Fuentes, who will be serving as Dental Director for its growing membership in New Jersey.
11/05/2014
LIBERTY Dental Plan Introduces New Florida Dental Director
IRVINE, Calif.--(
BUSINESS WIRE)--LIBERTY Dental Plan (LIBERTY) is proud to announce that Jack Singer, D.D.S. will be taking on a new role with LIBERTY as Florida Dental Director starting early in November.
10/29/2014
LIBERTY Dental Plan Foundation Co-Sponsors Oral Health Symposium with the Center for Oral Health
IRVINE, Calif.--(
BUSINESS WIRE)--Please know that a new non-profit enterprise has been established called LIBERTY Dental Plan Foundation (“Foundation”). The MISSION of the Foundation is to improve the oral health and therefore the well-being of vulnerable, underserved populations, elevate the quality of dental care, reduce disparities in access, and promote the importance of routine dental care.
09/05/2014
CDA Presents: How will ACA affect dental insurance, dentists, patients?
September 5, 2014 -- SAN FRANCISCO - The Patient Protection and Affordable Care Act (ACA) will have far-reaching impact on dental insurance, dentists, and patients alike, according to a presentation at the California Dental Association's CDA Presents conference. More low-income children and adults will be covered, and insurers will scrutinize claims to see if dentists are following established protocols for improved outcomes.
05/29/2014
WellCare Partners With LIBERTY Dental To Offer Adult Preventive Dental Services And Enhanced Benefits To Staywell Medicaid Members In Florida
(Thomson Reuters ONE via COMTEX) -- TAMPA, Fla. and IRVINE, Calif. (May 29, 2014) –
WellCare Health Plans, Inc. WCG -0.26% today announced that it will expand its services to provide preventive dental benefits to its adult Staywell Health Plan Medicaid members who are participating in the Florida Managed Medical Assistance (MMA) Program through an exclusive agreement with LIBERTY Dental Plan of Florida. These benefits will include oral exams, cleanings and X-rays. Members age 21 and over can access these benefits without co-pays or referrals. Staywell Medicaid members under age 21 will continue to receive preventive dental benefits.
02/28/2014
FAHP WELCOMES NEW MEMBERS
LIBERTY Dental Plan specializes in commercial and government sponsored dental programs, providing services to managed care organizations, state governments, labor unions, large group employers, municipalities, and individuals. With a vast majority of its membership enrolled in government sponsored programs, LIBERTY is recognized as a specialist in administering dental care for Medicaid, SCHIP and Medicare beneficiaries.
01/22/2014
LIBERTY Dental Plan Welcomes Megan Jagger as Compliance Manager
LIBERTY Dental Plan (LIBERTY) proudly announces that Megan Jagger, former Senior Manager from WellCare Health Plan, has joined its corporate team as Compliance Manager as of January 2014.
12/12/2013
Can Paying Attention to Oral Health Reduce Medical Care Costs?
LIBERTY Dental Plan hosted its Annual New York Event On Thursday, December 5th at the Marriott Marquis in Times Square. Dr. Gary Dougan, LIBERTY’s National Dental Director, gave a presentation to clients and guests entitled “Can Paying Attention to Oral Health Reduce Medical Care Costs?”
09/13/2013
Covered California Finalizes Contracts for Children's Dental Plans in 2014
SACRAMENTO, Calif. — Underscoring its commitment to children’s oral health, Covered California™ announced today that insurers signed contracts to offer pediatric dental coverage in 2014 in both the Exchange’s individual and small-group employer markets.
06/25/2013
Covered California Rolls Out Plans for Children's Dental Coverage
We are proud to say that today it was announced that LIBERTY Dental Plan is selected as one of six "Stand-Alone" Dental Plans in the new Covered CA Exchange throughout all regions in California.
06/24/2013
LIBERTY Dental Plan Introduces New National Dental Director
Irvine, CA—June 24, 2013 – LIBERTY Dental Plan (LIBERTY) is pleased to announce that Dr. Gary Dougan, has joined LIBERTY Dental Plan as its National Dental Director.
“It is an honor to have Dr. Dougan join our executive management team, and we look forward to this great partnership,” said Dr. Amir Neshat, LIBERTY’S CEO and founder. “As the head of our national Quality Management and Utilization Management units, Dr. Dougan will undoubtedly bring a wealth of experience and knowledge that will contribute to advancing our commitment to providing members with exceptional oral healthcare. We can’t wait to see how far this collaboration takes us.”
05/10/2013
LIBERTY Dental Plan is Named Valley Health Plan’s Dental Benefits Partner for Healthcare Exchange
Irvine, CA – May 10, 2013 – LIBERTY Dental Plan (LIBERTY) is proud to announce that it has been selected to partner with Valley Health Pan (VHP) through Covered California’s healthcare exchange. VHP chose to award LIBERTY’s proposal to provide dental insurance products needed to meet the necessary Essential Health Benefit (EHB) requirements for Pediatric Children set forth by the Affordable Care Act (ACA).
11/09/2012
Improving Access to Denti-Cal Services for California Children Through Dentist Participation
LIBERTY Dental Plan and Health Net commissioned a report to review the barriers to utilization in the State’s Denti-Cal program and to identify real solutions for effective change.
Executive Summary
Final Report Nov 2, 2012
10/30/2012
LIBERTY's Natural Disaster Hotline (877)869-1803
For our LIBERTY Dental Plan members near and on the East Coast, we hope you and your family are safe as you manage through Hurricane Sandy. We assure you that we will do all we can to assist you in obtaining dental care during this difficult time. For assistance, please call our Natural Disaster Hotline at (877) 869-1803.
09/13/2012
American HealthGuard Dental Plan Members Join LIBERTY
IRVINE, CA (September 14, 2012) — LIBERTY Dental Plan of California, Inc. (LIBERTY) is pleased to announce that it is bringing aboard approximately 14,000 new members from American HealthGuard Dental Plan (AHG).
09/10/2012
LIBERTY Receives 2012 NCQA-Certified HEDIS ® Compliance Audit Scores
LIBERTY Dental Plan (LIBERTY) has once again been presented with a seal of completion for its annual NCQA-Certified HEDIS® Compliance Audit™.
08/13/2012
IRVINE, CA (August 13, 2012)—LIBERTY Dental Plan (LIBERTY) has launched an effort to help Los Angeles and Sacramento kids and their families get ready for the new school year.
08/03/2012
Irvine, CA – August 1, 2012 – LIBERTY Dental Plan (LIBERTY) proudly observed their seventh annual sponsorship of Smile Keepers, a community dental screening program in Sacramento County. LIBERTY’s contribution for the dental hygiene public service program received extremely positive results, with over 1,100 local school-age children receiving valuable dental care from this year’s efforts.
05/25/2012
Sacramento - California officials announced today that Community Dental Services (CDS), a managed care dental plan with approximately 16,000 Medi-Cal and 4,000 commercial members, will cease operations and transfer its enrollees to Liberty Dental Plan (Liberty) effective June 1, 2012.
06/04/2012
Irvine, CA – June 4, 2012 - LIBERTY Dental Plan (LIBERTY) is pleased to announced that Dave Meadows, a healthcare industry veteran, is joining the company’s operations as Senior Vice President of Government Programs.
05/14/2012
IRVINE, Calif., May 14, 2012 (BUSINESS WIRE) -- LIBERTY Dental Plan (LIBERTY) is releasing their new mobile app with predictive Automatic Call Distribution (ACD). LIBERTY members across the United States can now access LIBERTY's most popular online dental features via smart phones.
12/17/2011
LIBERTY Dental Plan lends a helping hand at MEND’s Annual Christmas Program (Meet Each Need with Dignity)
Irvine, CA - December 27, 2011 – On December 17th and 18th LIBERTY Dental Plan (LIBERTY) volunteers celebrated the spirit of the Holidays in Pacoima, California by helping members of the community at MEND’s Annual Christmas Program.
03/11/2011
LIBERTY Dental Plan (LIBERTY) celebrated their “One Million Member Milestone” achievement for topping over a million members in their dental programs as of January 2011. The Irvine-based dental benefits administrator honored this landmark by recognizing their employees and giving back to the local community in Orange County.
10/19/2010
Las Vegas, NV – LIBERTY Dental Plan of Nevada proudly announces a new partnership with MGM Resorts International, covering employees of their world famous properties on the Las Vegas Strip.
07/05/2010
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We are pleased to announce that on July 5, 2010, LIBERTY Dental Plan was presented with a 2010 HEDIS Compliance Audit report by AttestHealth Care Advisors, LLC, an NCQA certified audit group.
04/13/2010
IRVINE, Calif. - (
BUSINESS WIRE) - LIBERTY Dental Plan today announced that Scot Giambruno, a health industry veteran, will join the company as General Manager in the State of Florida.
01/06/2010
IRVINE, Calif. - (
BUSINESS WIRE) - LIBERTY Dental Plan of Florida today received a Certificate of Authority from the Office of Insurance Regulation in Florida, recognizing the company as a Prepaid Limited Health Service Organization authorized to do business in the Sunshine State.
09/15/2009
IRVINE, Calif. - LIBERTY Dental Plan Corporation (LIBERTY) proudly announces the opening of a new office in New York to accommodate company expansion. The Midtown Manhattan office will quarter client services providing dental administration for the Northeastern Region.
11/21/2008
Easy Choice Health Plan, one of Southern California's newest and fastest-growing Medicare Advantage Prescription Drug plans, is pleased to announce that it has selected and contracted with Liberty Dental Plan to provide dental care services for all its members in 2009.
10/08/2008
Irvine, CA - LIBERTY Dental Plan, one of Nation's fastest growing dental plans, announced today that LIBERTY Dental Plan of Nevada, Inc. has received its "Certificate of Authority" as a "Prepaid Limited Health Service Organization" from the State of Nevada Division of Insurance.